Educational Disclaimer
Effective Date: June 1, 2026 Last Updated: June 1, 2026
Please read this Disclaimer carefully. It applies to all content, tools, checklists, downloads, and resources on this website (the "Site"), operated by The Mortgage Vet.
Educational Resource Center Only
The Site is an educational resource center. All content is provided for general educational and informational purposes only. It is intended to help real estate investors and real estate professionals learn concepts and understand options. It is not tailored to your situation and should not be relied on as the basis for any decision.
What We Are Not
We are not a lending platform, loan application system, mortgage brokerage, investment advisory service, broker-dealer, coaching program, or financial services company. Nothing on the Site is, or should be treated as, legal, tax, accounting, investment, or financial advice. Before making any decision, consult your own qualified, licensed professionals (such as an attorney, CPA or tax advisor, licensed lender, or licensed financial or investment advisor).
No Relationship Created
Using the Site, requesting a download, or contacting us does not make you a client, customer, borrower, student, member, coaching participant, or advisee, and it does not create any advisory, fiduciary, or lending relationship.
Financing References Are Educational; Inquiries Handled Separately
The Site may describe financing concepts and educational examples. These are general, may not apply to your circumstances, and are not recommendations to use any particular strategy, product, lender, or loan. The Site does not accept loan applications, process financing, or make financing decisions. Loan programs, terms, rates, and eligibility vary by lender and by borrower and change over time. Any financing inquiry is handled separately through appropriate channels outside the Site.
Affiliation Disclosure
The Site is operated by Jonathan K. Davis ("The Mortgage Vet"), who is also employed in the mortgage lending industry by Central Lending. The Site is an independent educational resource published under the "The Mortgage Vet" name. It is not published by, on behalf of, or as an advertisement for Central Lending, and nothing on the Site is a loan solicitation, offer, or commitment to lend by Central Lending or any other party. A Central Lending email address is provided only as a convenient way to reach the operator; contacting it does not create a borrower, customer, or lending relationship. If you choose to pursue financing, that is handled separately and directly with the appropriate licensed party.
No Guarantees of Results or Approval
Real estate investing involves risk, including the possible loss of money. We do not guarantee any investment result, profit, return, or outcome, and we do not guarantee financing approval or any particular loan terms. Past performance and prior examples do not predict future results.
Examples Are Hypothetical
Any numbers, scenarios, calculations, or examples on the Site are hypothetical and are used only to illustrate a concept. They are not promises, projections, or representations of actual results, and they should not be used as the basis for a real decision.
Tools and Calculators
Any tools or calculators referenced or linked from the Site (including external tools) are educational aids only. Their outputs depend on the assumptions and information entered, may contain errors or simplifications, and do not constitute advice, an offer, an appraisal, or a financing decision. Always verify results independently with qualified professionals.
Accuracy and Completeness
We work to provide useful, current information, but we do not warrant that content is accurate, complete, or up to date. Laws, markets, costs, and lending conditions change. We are not responsible for errors or omissions or for decisions made in reliance on the content.
Third-Party Content and Links
The Site may reference or link to third-party websites, tools, and resources. We do not control or endorse them and are not responsible for their content, accuracy, or practices.
Your Responsibility
You are solely responsible for your own due diligence and decisions. By using the Site, you acknowledge and agree to this Disclaimer and to our Terms of Use and Privacy Policy.
Contact Us
The Mortgage Vet 401 S. Florida Ave., Lakeland, FL 33801 Jdavis@CentralLending.com 863-450-0150